What does "comprehensive insurance" for a motorcycle cover?

Comprehensive insurance for a motorcycle covers non-collision-related damages to the motorcycle. This type of coverage is important because it protects the rider's investment from a variety of incidents that are not caused by a collision with another vehicle or object.

Non-collision-related damages can include scenarios such as theft of the motorcycle, vandalism, fire, natural disasters (like floods or hail), and animal strikes. Therefore, if a motorcycle is damaged in one of these ways, comprehensive insurance provides financial protection for the owner, allowing them to repair or replace their motorcycle without incurring significant out-of-pocket expenses.

This coverage is essential for motorcycle owners as it adds a layer of financial security beyond the basic collision insurance, which only covers damages resulting from accidents involving other vehicles or objects.